Easy Ways to Protect Your Family Before a Disaster Strikes

If you knew that spending 15 minutes right now could save the people you love in the event of an emergency, would you do it? Of course you would!

During disasters like Hurricane Katrina and terrorist attacks like the London bombings, one need has come to the forefront more than any other -- the need to get a victim's identification, medical history and emergency contact information as quickly as possible. The Next of Kin Education Project, Next of Kin Registry and Shoewallet.com have joined forces to launch an international public awareness initiative, featuring ten easy ways anyone can safeguard their family in the event of a life-threatening situation.

At Home

You spend all your time taking care of others, but what about you? If someone had to locate your contacts in a medical emergency, could they do it? Grab your address books (we know you have more than one!), your cell phone, PDA, Filofax and anything else you usually carry with you and lets get organized.

First, lets create a list of emergency information for each member of the family including:

Their name, age, address, phone number

The name of their primary physician

Allergies and any prescription drugs the person is taking

Chronic medical conditions and, anything else you would want an emergency physician to know.

At least three emergency contacts for each person:

1. For yourself, list your spouses home, cell and work numbers, for your spouse, list your numbers. For your children, both you and your spouses numbers.
2. Next for each person, the name and contact numbers of a nearby relative or good friend;
3. Then on each list, include the name and numbers of an out of state relative or friend. In case of regional emergency, you can often call long distance, even though you can't call locally. A distant friend can be a touch point for the entire family until communication is restored.

Make several copies of each list and place them:

In an easy to find place near your main home phone

Place each child's list in his permanent school record, in addition to his regular emergency card. Place your and your spouses list in your personnel files at work with your other emergency information. If you dont feel comfortable having it in your file, consider placing it in a sealed envelope to be opened only in an emergency, or put the information on a password protected CD.

With the person you chose to be your emergency contact.

You can also put this list in your computer, or PDA so you have it with you in an emergency.

Don't forget to ask the people you want to use as contacts, for their permission to use them. Some people might not feel comfortable having to be relied upon in an emergency and its better to know that now!

Every six months put a reminder in your calendar to review and update all of your emergency plans.

Once you get your own contacts in order, book some time with your parents, kids and the other people that you love, to make sure, in case of a medical emergency involving them, that a hospital knows how to contact you.

Home/Cell Phone

Clearly indicate your emergency contacts on your main telephone speed dial. Dont use the person's name, use their relationship to you, ie. "parents", "sister", "husband", "work". Then do the same thing on your cell phone. After the London bombings a paramedic came up with the idea of putting "ICE" (in case of emergency) on your cell phone, with the number of your emergency contact. You can do that on your cell or simply put in "husband" or "home" like you did above. Make sure you do the same thing on your PDA, laptop or anything else you usually carry.

Protecting Children

In the days after 9/11, 2,100 children were left in daycare because their parents had never indicated on their daycare emergency cards, who should be called, if the parents were unable to get to them to pick them up.

Choose someone you would want them to be with, until you can get to them and make sure that information is on the childs emergency list and on his schools emergency contact card. Since children don't carry wallets or drivers licenses, make sure that you put Shoewallets on younger children (see information later in this article) and that older children have emergency information in their backpack, on their cell phone or anything else they carry with them.

Emergency Plan

Make sure each member of the family knows what to do in an emergency, especially if you can't get back home, or if your home is uninhabitable.

Appoint a special place for everyone to meet away from home, and make sure everyone knows who your out of state point of contact is, in case you need to relay messages to each other. Keep that plan with the emergency lists, in an easy-to-find place. Some families have even put their emergency plans on wallet-sized cards, one for each member of the family.

Safeguarding Copies of Vital Information

As victims of Hurricane Katrina found, when you have to function after a major disaster, being without your driver's license, birth certificate, social security card or bank account numbers can be a huge problem.

Make a copy of all of your and your children's vital records and put them in bank safe deposit box or other secure place, preferably in two different locations. One of them should be in another city or state if possible.

If youre concerned about the security of hard copy documents, scan them onto a password protected CD, and store those instead of the hard copies.

Away From Home

Thousands of people a year end up as trauma patients in the emergency room after being hit by a car while crossing the street near their home or while jogging. So carrying contact information with you while youre walking or jogging isnt just a good idea, its as necessary as your running shoes! Most accidents happen just a few blocks from home, just where people feel comfortable doing errands or going out for a run without their driver's license or other ID.

A Shoewallet, a small lightweight wallet you attach to your shoes, holds an emergency contact card, and a license/credit card/key, guaranteeing your info is always right where you need it. www.shoewallet.com/nokep

If you have a company ID badge, slip an emergency contact card into it for those quick runs out of the office for meetings or a snack.

Another way to make sure hospitals and emergency personnel can find your next of kin in an emergency, is to register your contact information free of charge at the Next of Kin Registry. NOKR is an internationally recognized resource designed to put you and your family together in case you are unconscious or unable to speak or give consent for treatment. www.nokr.org

Special Needs

If you or your family members have chronic medical conditions, you need to make your medical history and records easy to find in an emergency. OnFile.com is a service that, for a yearly fee, gives you a secure, password-protected cards that can supply any hospital with all of your medical records in seconds, allowing any physician to treat you with your medical history and special needs in mind, even if you're away from home. www.onfile.com

Cap Med's Personal Health Key is a flash drive specifically designed to hold your entire medical record, allowing it to be viewed in a hospital or doctor's office. This is great for people who see many doctors and can help keep everything in sync among all your care providers. It also keeps patients from having to tote around their records or explain the same points over and over again.

For the seniors in your life, make a plan for you and your relatives to take turns checking in with them every other day, to make sure everything is all right. It might also be a good idea to invest in an emergency monitoring system with a button they can press in case of a fall or other emergency.

For Alzheimer's patients, those with dementia or the mentally disabled you might have to use a combination of these tips. A Shoewallet would provide emergency ID in a place the patient won't be able to disturb. The Alzheimer's Association has a wonderful program called "Safe Return, which provides a bracelet and special tips in protecting patients who wander. And signing the person up on the Next of Kin Registry, gives an extra layer of protection in case they become lost or hurt.

Making Hospitals Safer

As much as they try, hospital emergency rooms don't always have time to call unconscious patient's next of kin as quickly as theyd like. For hospitals and emergency department personnel, there's a great tool to use, to help them find emergency contact information and make notification calls quickly and easily in seven steps. The Seven Steps to Successful Notification Kit. It's being distributed free of charge to health care professionals. To help the effort financially, or to purchase Seven Steps products please visit the web site: http://clik.to/7steps .

A piece of healthcare legislation called the Next of Kin bill (HR 2560) has just been introduced into Congress, that will ensure hospitals will make a reasonable effort to contact unconscious patient's next of kin within 24 hours. For ways you can help make this bill a law, go to http://clik.to/nok .

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FA Cup Fourth Round Betting Review

Striker DJ Campbell, last seasons FA Cup hero with non-league Yeading, dumped Premiership strugglers Sunderland out of the FA Cup to secure Brentfords spot in the last 16 for the second time in as many years.

The 5,000 summer signing opened the scoring after 57 minutes only for Argentinean midfielder Julio Arca to equalise for Sunderland. However, Campbell became the hero in the 89 minute, netting the winning goal to set up a memorable win for the 11/4 Bees.

Bolton Wanderers extended Arsenals away day blues with a 1-0 win at the Reebok Stadium. The bookmakers priced this match according to Arsenals reputation, rather than their performances this season. Bolton were as large as 2/1 before kick-off, an insult considering they beat the Gunners 2-0 in league duty back in December. Greek international Stelios scored the decisive goal with six minutes remaining.

Shortest price of the day unsurprisingly was Chelsea at 1/2 but they will have spoiled a few betting coupons after a 1-1 draw at Everton. The Toffees, priced up as 11/2 before kick-off, took the lead through James McFadden but a 73 minute equaliser from Frank Lampard took the tie to a replay at Stamford Bridge.

League One high flyers Colchester United sent another Championship side packing in Derby County. Colchester were 11/8 favourites and found themselves 3-0 up through Neil Danns and Richard Garcia. A penalty from Tommy Smith 11 minutes from time was the Rams only reply.

Leyton Orient will have had their supporters at 10/1 to beat Charlton Athletic. Jon Fortune gave the Addicks an early lead but the League Two side hit back through veteran Lee Steele. Charlton, 2/7 jollies before kick off, needed a stoppage time winner from Jay Bothroyd to spare their blushes.

The scent of an upset hung in the air before the lunch-time clash between League Two side Cheltenham Town and Newcastle United. Despite their efforts, Newcastle scored two goals in as many minutes just before half-time through Michael Chopra and Scott Parker to justify their odds of 8/15.

Rank outsiders on the day, 14/1 Port Vale, gave Aston Villa a scare with five minutes remaining to claw the score back to 2-1, although highly-rated midfielder ensured there would be no upset with a third goal in the 90 minute to please the big hitters who waded in at 1/4.

Better finishing could have earned Coventry City a shock 5/2 win over Middlesbrough but the tie ended all square at 1-1, extending Coventrys unbeaten run at the Ricoh Arena to eight matches.

On Sunday, Manchester United were shorter still at 4/9 but did not disappoint against Wolves, brushing aside the Championship team 3-0 at Molineux. Two goals from Kieron Richardson and another from a resurgent Louis Saha inflicted Glenn Hoddles heaviest defeat as Wolves manager.

Liverpool were also short at 8/15 to win away at Portsmouth and they didnt disappoint with two first half goals from Steven Gerrard and John Arne Riise. Sean Davis pulled a goal back for Portsmouth nine minutes into the second half but the Reds held firm.

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The Middle of Your Life

Reaching Middle Age and actually acknowledging the experience are two different feelings.

1. You go thru the fear of approaching it

2. You go into denial that you really have reached this age.

3. You begin to change everything in your life

4. Even if you accept it or not the experiences begin to happen

You really are in the middle of your life. Aging parents whom you thought would never look, act or be any different from what you knew as a child start to change and become vulnerable right in front of your eyes. One day they seem fine and outspoken as ever and the next your looking into the faces of people with ailments and medical charts and more needs than you can handle.

The next experience seems to be that you begin to envision your own mortality. Not something that crossed my mind until my mid forties and realization set in that I was becoming one of the older generation. The selling of my original home that always housed my parents and all my first experiences of life was quite an ordeal. The emotions of letting go are quite vast when you realize you no longer have that physical connection to return to. You are the connection.

The flip side of that middle age is looking at your children that are now adults. Fitting into their lives is another challenge. You dont want them to go through the same hardships as you but you also have to let them learn and find their own paths in life. You need to remember that even if you dont think so, there is a generation gap. Theyre doing things their way and you know they need but definitely do not always want your opinion or comments. You find you just agree to keep the harmony and just keep reassuring them of how proud you are of who theyve become.

So you see, you are middle age and havent the foggiest idea of what to do next! You realize that now that all those trips or vacations you thought you would always have time for seem more of a chore than a pleasurable opportunity. Your priority list needs to be updated. The time is passing and if you blink, it may no longer be available to you or you may feel to stiff and out of shape to do the most with such valuable time.

Its time to make a few decisions with yourself in mind. What do you want in your life? Where are your finances at this point in time? Is it time to downsize, remodel or sell? Is it time to bring out those dusty goals and dreams you put away for the future? The future has arrived. Is it time for a makeover of mind, body and homestead?

Just know for sure that you are not alone. Many aging baby boomers exist out there and have as many questions as you. Its time to build a boomer sitemap of your own and step into the next phase of your life.Enjoy!

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Five Fantasy Football Defenses That Will Shock You

With fantasy drafts looming just over the horizon, for most of us this is a time of last-minute web-site perusing and web-site scouring in hopes of cooking up that special lineup that will get us a coveted fantasy football championship. In the search for that magical recipe, we all need one key ingredient: a good, strong defense. Take a minute and peruse this portion of our fantasy cookbook that will let you in on the top five fantasy defenses that should slide under the radar in most drafts this summer.

5. Arizona Cardinals: Year after year we look to this team to be a fantasy defense standout, but like rice pudding without raisins, they seem to be missing that one necessary bit of pizzazz that moves them from average dessert to dining delicacy. This season, we think Denny Green's finally getting it right. He focused more on defense in the draft this season, spending first and third round picks on cornerbacks Antrel Rolle and Eric Green, which should help round out a now solid secondary that actually has the depth to incorporate productive nickel and dime schemes. With third and fifth round picks used to bulk up a linebacking core that needed a little help, the Cards have properly rounded out a defense that has always had a strong defensive line. A look in at the numbers reveals that Arizona allowed just 20.1 points per game in 2004, good for 12th in the league, while only allowing 35 touchdowns (T-9th in NFL). At 9th in passing defense (189.8 yd/gm) they force teams to pound the ball, which always eats up clock and lowers point totals, which are necessities for any fantasy defense. Overall, the Cards were right in the middle of the pack in turnovers, 30, with 15 picks and 15 fumble recoveries. However, they had a turnover differential of just +1. This typifies the missing link for the Cardinals in the recent past -- they've lacked a strong offense to help keep the defense rested and off the field. But, it's hard to have an offense when you don't have a good quarterback or running back. Finally, Denny Green has seen the light and has drafted a quality running back in J.J. Arrington to compliment a quarterback, Kurt Warner, who can actually get the ball to his top flight receivers. To boot, this team held on to Josh McCown, which gives them the option of now one of the best back-ups in the league. Expect a top 10-15 defense out of the Cardinals, who might now have the tools to get it done in the NFC-West.

4. Miami Dolphins: No matter how bad their record, never count this team out as having a bad defense. They are like the Atlanta Braves of the football world , as whoever they put out there on defense knows how to get the job done. Despite a troublesome 4-12 record last season, the Dolphins quietly allowed just 22.1 points per contest. Digging a bit deeper, one might realize this number would have been still lower had the Dolphins not thrown 8 interceptions that were returned for touchdowns (no other team had more than 4). This alone would bring down their points allowed down to 18.6 per game, good for 8th in the league! This problem should be remedied as Miami is going to get back to the type of football that kept them in the playoffs year after year in the recent past: running the football. With Ricky Williams cleared for camp and Ronnie Brown ready to roll, this team is going to spend down after down between the tackles and little time in the air. That means low-scoring, fast games - a great defensive recipe. And like a true master chef, Dave Wannstedt still had his faculties about him enough to draft 4 defensive players after Arrington, including Matt Roth (Iowa) and Channing Crowder (Florida). Add these ingredients to a defensive dish that already includes names like Jason Taylor, Zach Thomas, Junior Seau, Tebucky Jones, Kevin Carter, and Sam Madison, and you're staring at one tasty treat. Still not convinced? Keep in mind this Dolphin defense was still 2nd in the league against the pass last season (162.0 yd/gm) and will finally be happy and healthy up front on defense to stop the run. This is a great year to get back on a perennial favorite defense that many will have written off.

3. Houston Texans: "Four". That is the number that typifies this defense. Not only does 4 represent the number of marshmallows I can fit in my mouth at one time, it also signifies the number of rushing touchdowns the Texans allowed all of last season. Four - wow, that's easily best in the league. However, that might lead you to believe that they have a suspect secondary that gives up a lot through the air. Not so. With Philip Buchanon, Dunta Robinson, Marcus Coleman and Glenn Earl back there, they have the names to get it done. This year should show a cohesiveness to this group, who still managed 22 interceptions last year (5th in NFL), that may have lacked a bit in the past, as these young players are all maturing and learning the NFL game and how to play with each other more and more. Regardless, this team still only allowed 21.2 points per game, and keep in mind they play Indy twice every year. They gave up 10 or less points in 4 games last season and helped sure up the middle of their d-line by drafting DT Travis Johnson (Fla St.) in the first round. Taking Vernand Morency (Okl St.) in the 2nd round of the draft helped solidify a ground game that should keep this young, active defense well-rested this season, making them more appealing than a rack of ribs and an ice-cold beer for this year's fantasy fanatics.

2. Washington Redskins: This defense was my personal choice for fantasy drafts last season, which worked out wonderfully. This new season has whetted my appetite for drafting them once again. Quietly, the Redskins were a defensive juggernaut last season. Playing in the low-scoring, grind-it-out NFC-East, they are in the perfect division for low-scoring games. With Steve Spurrier at the helm, they could never play this type of football -- they were too loose and gave up too many big plays. Now, in just one season under Joe Gibbs, the Skins have turned this defense into what many have been hoping it would blossom into for years. In '04 they were 7th in the league in pass defense (186.1 yd/gm) and amassed a solid 40 sacks (T-9th). With numbers like that, it would be natural to assume their run defense was suspect. Not so! In fact, it was quite the opposite, ranking 2nd in the league at just 81.5 yards per game, allowing league bests of 3.1 yards/carry and 76 total first downs on the ground! It's hard to score on a team with numbers like these. Perhaps that's why the Skins were 5th in the league in points against (16.6 per game) and tied for 4th in the league in total touchdowns against (30). Now, Spurrier would have thought this cake was finished cooking and let it simply cool by the window. However, Gibbs is a wise old man and decided to tinker with the icing a bit, drafting CB Carlos Rogers (Auburn) with the 9th pick in the draft and adding a couple of solid linebacking prospects with his 5rd and 6th round picks. Rogers has brought a nice little position battle to camp, which should raise the levels of play of all involved. This defense will by dangerous again this year and, perhaps, is worth your pick on fantasy draft day.

1. Buffalo Bills: Our top sleeper choice for fantasy defenses for the 2005 season has to be the Buffalo Bills. This team has all the ingredients, has passed the taste-test, and is ready for Betty Crocker's cookbook. Look at the numbers here. The Bills were 8th in the league allowing just 17.8 points per game in 2004. They allowed just 6 rushing touchdowns all season, good for 2nd in the league. Their passing defense was 3rd in the league at just 164.0 yards per game, totaling 45 sacks, good for third in the league. This well-rounded D was also 7th in the league against the run at 100.2 yards per game. Ok, now, sit down and brace yourself. Without much press, this Bills team grabbed a league best 39 turnovers! Only Carolina had more interceptions and only 3 teams recovered more fumbles. Overall, Buffalo allowed under 10 points 3 times last season and 20 or less points in 12 of their 16 contests. You could almost make the argument that this was the best defense in the league and almost certainly top five. Not much has changed in the offseason and this team continues to improve on offense, which should help the defense as well. Further, the Bills dodge the Colts again this season and play a soft out-of-division schedule including Tampa Bay, New Orleans and Oakland, which should help in turnover differential and low point totals. This is the steal of the fantasy draft this season, so if you have the chance, be sure to grab up the Buffalo Bills defense on draft day.

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